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Secret takeaways

• Citi Flex Finance enables you to withdraw particular or each one of the offered Citi card borrowing because the a loan
• Providing your money while the good Citi Fold Mortgage offers a predetermined payment and repaired interest until your loan is paid off back in full
• Citi Bend Fund provide a number of advantages, including maybe not requiring an extra tough borrowing inquiry, but you will need to work with the new wide variety to make sure they sound right for your disease

Playing cards give a convenient means to fix purchase informal requests, but really you’ll find always situations where you are able to favor cash.

The fresh Citi Bend Loan program should be a good replacement powering up a balance on the credit for unanticipated expenses otherwise taking out a credit card payday loan. Cash advances generally require an upfront fee (generally 5 % of one’s advance number), in addition to currency you use begins accruing appeal within a great highest adjustable price away from time that with no elegance several months.

If you are searching getting a far greater solution, Citi Bend Finance can be worth exploring. Here’s how Citi Flex Money operate in practice, several ideas to help you is a good option for your.

What exactly is an excellent Citi Fold Loan?

Citi Flex Money and you will City Fold Shell out are two programs you to promote cardholders a great deal more versatile fee possibilities and you may fixed terms through Citi’s Citi Fold Agreements.

Having a great Citi Fold Financing, you could take out financing on your own qualified Citi card’s line of credit within a predetermined interest. You are able to regulate how far you will want to obtain and you can settle into the a predetermined payment and repaired rate of interest you to continues towards lifetime of the mortgage without doing a different sort of app otherwise credit check.

Citi Fold Pay, while doing so, is an adaptable commission arrange for Citi cardmembers that allows eligible mastercard requests is paid back over the years that have good repaired Apr.

Both Citi Flex Money and you may Citi Flex Pay is actually options available after you manage a good Citi Fold Package., Citi’s program giving cardholders so much more flexible percentage solutions and fixed terms and conditions.